TLDRs

 Explanation of the Interest Rate and Federal Reserve 

There has been a increasingly loud buzz in the financial markets. Specifically this is due to current Federal Reserve Chair Jerome Powell stating “the time has come for the Federal Reserve to cut its key policy rate.” Interest rates (policy rate) dictate how much money banks charge when giving out loans, when interest rates are higher, companies are less likely to innovate and take risks because the price of borrowing is too steep. Based on Powell’s new statement, it signals for companies that they will soon be able to borrow more, spend more, and profit more. The buzz in the stock market is only bound to become louder.

Explanation of International Financial Organizations like the IMF and BRI

The world sometimes feels like a scary place out there with a lot of tragic economic conditions being experienced in developing countries. To help with the crisis, organizations like the U.S' International Monetary Fund and China's Belt and Road Initiative aim to provide loans to developing countries to develop infrastructure and jumpstart economic conditions. However, these organizations have strings attached, often these loans often get into the hands of corrupt governments or have conditions that could potentially harm a country's sovereignty if the they are unable to pay the loan back by a specific due date: it's the embodiment of the saying that with great (economic) power comes great responsibility.